Dental financing that makes sense

We give providers tools to confidently say "yes" to patients with bad credit.

Why Us?

Many patients have steady income but low credit scores, leaving them with few financing options. Even patients with good credit often face sky-high medical financing rates. Turning these patients away—or relying on outside lenders—can mean lost revenue.

Some practices try offering their own payment plans, but that brings challenges:

  • Patients may stop paying once treatment is complete

  • Past-due accounts often lead to negative reviews or unhappy patients

  • Staff get stuck chasing payments and dealing with conflict

Phundid eliminates these problems so you can offer payment options without the headaches.

How it Works

Phundid lets you offer in-house financing while outsourcing all payment management and collections—at no cost to your office.

Here’s how it works:

  • We evaluate the patient’s credit score and financial profile and suggest payment terms based on their ability to pay

  • You decide whether to approve the case, or you can customize the terms

  • Patients pay Phundid - 100% of the principal goes to you

  • We report payments to the credit bureaus, helping incentivize on-time payments

If payments aren’t consistent, you can cancel the treatment plan and the patient receives a refund of what they’ve paid.

Join Us

Let Phundid handle the uncomfortable conversations so your team can stay focused on patient care—not collections.

Because you control all approval decisions and payment terms, you can confidently tell every patient:

“You qualify for financing.”

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